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RE: How to make MORE money out of nowhere - Part 2
I'm a huge fan of YNAB and has been using it since last year as well. I have built up quite a bit of savings and generally don't spend beyond my income as well, but it's still useful to see where my money is going and to plan accordingly for the future.
There's a psychological effect of bank account's balance... Just looking at it makes us think we have a log of money, and we suddenly forget about our true expenses. YNAB is great to keep track of it and telling us "don't forget about that bill that's due next month, man!".
Thanks for stopping by!