Greg I understand what your concerns concerning the fed, but she is in a very difficult situation because if she normalise her balance sheet there will be devastating ahead and if she does not then her credibility has gone. That is my opinion. But she has so far pull wool over the general publics eye and she may do it again. The banks in Europe has gone through some very bad times and is still going through which means the economy has been supported by QE. The American banks will suffer just like Europe because the cracks are there so from the end of December of 2017 I will be reading and watching up dates regarding American banks. I have your email address.