Along the lines of "This time it's different", I found an interesting AP article published today that contained this quote: “The flattening of the yield curve today is going to have a different impact on growth and corporate health than it has in the past,” said Erin Browne, head of asset allocation at UBS Asset Management. “We don’t think that even an inversion of the yield curve, while it certainly would make headlines and people would raise eyebrows, would have the same impact in this cycle as it would historically.” I know I'm changing the subject here, but can you comment on this, Greg? Thanks very much, and thanks for all your hard work.