You got it buddy! I grew up in a poor immigrant family that started out with nothing, not even knowing the language. We made it by hard work and SAVING. There is an interesting question: Would you take $100,000.00 right now as cash, or would you rather take 1 cent today, but the amount doubles each day for just 1 month? Start doing the math and you will probably choose the $100,000.00 cash. Continue doing the math to the final day and you may be surprised. If you have time, it's on your side when it comes to savings. Don't spend your money foolishly; invest it into something that will make it grow!