Love this post. Couldn't agree more with your point about setting goals! I was lucky enough to have my side hustle turn into my full-time passive income business that supports a family of 5! Alot of it was luck, but I'm a believer that you make your own luck. Here is a bit more about how I did it.
https://steemit.com/masternode/@cocryptominer/masternodes-part-1-a-new-way-to-generate-passive-income