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RE: Emergency Fund, do You Need it?
Yeah. I can still remember what happened a year ago. I was diagnosed with kidney failure and made my life upside down. Im twenty two that time. I, and my parents, do not have emergency funds.
How did you deal with your situation?
Well, at first, debts. A lot of debts. From your neighbors. From your friends. From almost everyone. It broke my heart that my parents had to do that. I mean, I have just graduated that time. I should be the one treating them. Then after two months, I was able to go back to work. Right now, I'm the one paying my own expenses as a kidney disease patient. What's challenging, is raising funds for my kidney transplant.