Only Gold and Silver have proven to be long term stores of value and human labor. They are the only money that has stood the test of time for 5,000 years. "Money" as you call it is really currency and everything other than Gold and Silver is credit and debt.

The 3rd Central Bank in the United States is the Federal Reserve (Which is neither Federal nor has any reserves) and the source of all of the funding of the wars and socialist programs brought on by the Republicans and Democrats elected into office by a dumbed down populace.