Unfortunately, most young folks in America are brainwashed into the "you need to go to college" narrative that is simply burying them in debt, which then creates a whole slew of problems for the next generation moving forward as well as American society in general. True education is never-ending, and most likely in 20 years you will have forgotten most of what you were taught at university, or find that it was totally irrelevant to your current work.
The student debt ticking time bomb will explode as the ROI from that certificate is not currently there for most young people who pursue it! Many degrees are relatively useless as well as most people still have to be trained to do whatever role they are hired to do, depending on the industry. At that moment, if you are in that camp, you will realize that you just wasted 4-5 years of your life, acquired a mountain of debt, for something that you were capable of doing straight out of high school, other than the fact that your employer required you to have a (pricey) degree. In the end, it's just a way to filter people out, and very expensive if you are indoctrinated in the U.S.!
Conclusion: People contemplating college should look at other alternatives before taking on that debt time bomb! There are many out there, and many have already been mention in this comment section.
Bachelors degrees are essentially useless now because anyone can get one. I know the feeling of having wasted my time.
I'm with you all the way.
I should have added this.
I will make a video, or write an article about schooling vs. education and why young people should really consider not burying themselves in debt just because society tells them to college or else they won't have a future. Collectively, society is not that bright when it comes to the financial system because it is not taught in schools (intentionally) and it is costing young folks big time!