That is too funny. As for speculative investing, Etherium and Neo don't feel any more risky to me right now than buying something like Tesla or Netflix. The amount of applications being built on the ETH and NEO blockchains makes me think they're solid investments. Now, some of those projects on those blockchains are definitely speculative. I'm a little too risk averse for ICO's but I totally get the appeal if you think you can spot a winner from the very beginning.