I think the lack of job security is what older people like my father don't understand. He was saying I shouldn't give up all the benefits I've accumulated over 10 years. What benefits? I don't do the 401k because they don't match and the fees are too high. I get actually less vacation than I did a couple years ago and the insurance is bare minimum high deductible. They do routine layoffs every year but somehow I've been spared. Jobs have no benefits or security anymore so why stay?