The other aspects of course is emotional expense. We were not created to be a desk 24/7. However, I will tell you being self employed I still fall into this trap.

A key to understanding the choice is also what needs you must have. Some people crave variety and are more willing to take risks. Others want safety and a job provides this.

I myself love being self employed and putting more time into what is most important in my life which is spending time with my 2 1/2 year old boy.