I personally get distracted and annoyed by loud noises and love extreme quietness. Especially when I need to concentrate. As for "getting lost in our own head", most of the time I can control when to do that and when not to. But when I can't, I laugh for no visible reason in the wrong time and places, lol. So that's one thing we have in common it seems.

Maybe there really isa way for me to kick out all of the chatter and imaginations in my head, do you know of any?

If you're in your house and it's too quiet for you, maybe try listen to ambient sounds video. You can find a lot of that on YouTube. I sometimes listen to cafe noises while raining, it's soothing. So there's plates/cups clanging sounds, vague chatter of people in the background and whatnot. Maybe like this one

Or something a bit more quiet than that if you prefer.