Nice article, and I find it interesting primarily because it goes a little against what I write. It sounds like your 3 steps have a lot of subtle components that need to go well or be in place. My ethos is along the lines of, we can only take actions that are there as an opportunity to take, and the steps must be taken from moment to moment.

Checkout this bit on freewill I wrote, I'd be interested to hear your opinion.
https://steemit.com/life/@newandold/making-better-decisions-a-discussion-about-free-will