Saving benefits for a better future life
Dear Stemians
This activity is very proven to help achieve future financial goals. Although very useful, this habit is still difficult to be practiced by many people. Saving habits should be implanted from an early age, so that when adults, individuals can apply it consistently.
Kegiatan ini sangat terbukti dapat membantu mencapai tujuan finansial dimasa depan. Meski sangat bermanfaat, kebiasaan ini masih sulit dipaktekkan oleh banyak orang. Kebiasaan menabung semestinya sudah bisa ditanamkan sejak usia dini, sehingga disaat dewasa, individu tersebut dapat menerapkannya dengan konsisten.
Saving is an activity undertaken by an individual to keep some of the money held for a particular purpose. Saving also educates the individual to learn to live frugally and wisely manage finances. Saving does not mean stingy life, but smart in determining priority scale for expenditure.
Menabung adalah sebuah kegiatan yang dilakukan oleh individu untuk menyimpan sebagian uang yang dimiliki untuk tujuan tertentu. Menabung juga mendidik individu untuk belajar hidup hemat dan bijak mengelola keuangan. Menabung bukanlah berarti hidup pelit, namun cerdas dalam menentukan skala prioritas untuk pengeluaran.
A business management thinker named Joseph M. Juran introduced the concept of saving 80-20. The concept of this formula is very simple. We only need to save 20% of the net income we have earned. Then use the rest to spend. 50% is used to meet the needs of everyday life, while the remaining 30% is used to buy what we want.
Seorang pemikir manajemen bisnis bernama Joseph M. Juran memperkenalkan konsep menabung 80-20. Konsepnya dari rumus ini sangat sederhana. Kita hanya perlu menabung sebesar 20% dari pendapatan bersih yang telah kita peroleh. Kemudian gunakan sisanya untuk dibelanjakan. Sebesar 50% dipakai untuk memenuhi kebutuhan hidup sehari-hari, sedangkan 30% sisanya dipakai untuk membeli apa yang kita inginkan.
this suggestion is better then other investment
agree my friend, thanks
Very informative for investment:)
img credz: pixabay.com
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The @OriginalWorks BETA V2 bot has upvoted(0.5%) and checked this post!
Some similarity seems to be present here:
http://yomamen.com/6-hal-yang-tidak-dilakukan-pria-setelah-usia-25-tahun/
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This is a mistake, there is no equation because the main discussion in my post is very different from the link that you put in the comment field .. thanks
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Amazing, I like how you narrowed in on 80-20, as a student saving is incredibly important for me haha
Postingan yang sangat bagus.
Sudah saya Resteem dan Upvote artikel anda demi kemajuan dan maju bersama.
Hidup Steemit
Very good post.
I have Resteem and Upvote your article for progress and forward together.
Steemit
Alah bisa karena biasa. Jempol dah.