As cryptocurrencies re-structure the economy, we head toward a world where we are all knowledge workers. Thanks for your clear insights into organizing the day-to-day to plan for this new reality. Do you think that our online reputation (klout score, # of followers, level of engagement) will one day outweigh the credit rating which is assigned by the credit agencies? It feels like we are headed in that direction. Establishing a deep-identity and wallets for all your social media accounts is key, inserting tip-bots, bringing it all under one roof. Thanks for carving out the path for the many who will follow.