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RE: Hurray! Poloniex and Bittrex enable STEEM withdrawels and deposits again.
Steem has an internal Exchange. You can change SBD for STEEM if you want to there. If you want to change SBD to another crypto you have to send it to an exchange or use Blocktrades. Steem has a address like other crypto's it's just better and simpler. Your address is your username.
Thank you so much for the clarification !