I don't agree with some of the points you make. Government isn't necessarily a bad thing. People take a lot of things for granted in the western society. Public, health, marketplace, safety etc... services aren't cheap but those are often taken for granted.

A financial crisis isn't made up. That's when one large chunk of your sector in your economy is going bankrupt and like a food chain it affects the rest of the economy. How does that happen? Poor regulation, bad regulation, poor financial choices, dying sector due to innovation, etc... How the financial crisis look in the crypto world? The boom and the bust, the boom in January and we are currently experiencing the bust. Imagine you have 100% of your money in crypto and that's the only "money" you can spend. It's very likely you would of went bankrupt by now...

I think if government are more transparent the people would understand the issues more. It would also be nice if the people are able to hold the government accountable for their actions to balance the scale.