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RE: test shot #2
It has taken me at least 3 hours when I have sold BTC through Bittiraha.fi and most of the times bank transfers are slow. This isn't a very convenient way if you need to go to the store right then.
I don't know about Coinmotion's transfer speeds but I assume they are not that much faster.
Coinmotion is supposed to process the sales and purchases faster but they can't help it if the bank transfers from their accounts to the customers bank accounts take a long time.
That's what I thought