I been filing taxes for the last 6 years. Reducing visible income is called Fraud and Tax evation, and quite possibly the worse advice to give. I hate paying taxes so I legally learn all the ways to "Avoid". Which you still report to IRS full income with the correct forms attached as why it should not be considered part of your income. Such as written expenses for small business or paying off student debt on individual tax form. And taxation on wages was considered theft until the Federal Act of 1913. Its been considered legal for over 100 years