I went all in on crypto and the end of 2017. I didn't really understand it, but it was blooming like a bloody fire. So I made a bunch of money and then invested in a bunch of junk. I still sitting on the junk. It might come back to a raging forest fire, or it may just smolder forever. Lesson learned: this is not a place for quick fortunes.

That being said: I see vast potential in the blockchain for keeping records straight and keeping people honest. Plus, it has the potential to open up entrepreneurship to many people who can't use banking or struggle in small markets. I am sold on the concept.

And some of the junk coins have potential to do something. Just not this year.

My biggest fear is that a solar storm will knock out all of the computers and then we'll be back to begging the local friar to record a transaction. And who knows if he is honest. ;-)