Thank you for your welcome! I will keep my master password safe. I have yet to explore the wallet, so I'll check that out and will check out your link. I think I'll work through the Steemit FAQ, then your link. I've already read a couple of good newbie articles, so I'm slowly starting to get a feel for how it works.

The one immediate question that mystifies me is that I don't seem to have a good app to use on my phone - the android one I tried wouldn't accept the password, so got rid of it again and just go on Steem via the web. Do you have a recommendation? Thank you again for the welcome.