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RE: GC Services Might Be Going After Me

Hers a tip. They bought your debt so it's theirs now. You must agree with a verbal contract to pay it back in order for the to collect it. If you never admit to the debt or agree to pay it they can't really do anything. Whether you pay it or not it will stay on your credit history for 7 years. Paying the debt does nothing for you.

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Hasn't it already been more than seven years? Because it might have started in 2006 when I was in college. Now, it's 2019. So, 2006-2019 is 13 years.

Check your credit report. Just depends when they first reported it. You can always dispute it too. They have to prove it

What is a credit report. I have never seen my credit report. Can I go to a website to get that?

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