This type of crypto could ultimately beat our banks. This type of crypto has a lot of competition. A decentralized blockchain, NEX, on NEO is doing the same thing. There's about 5 or 6 of these ICOing all around the same time. They will receive a lot of completion from the big players as well like Robinhood and TD Ameritrade. Thanks for the share though, it's important to be up to date.