Hi @the-gorilla, the financial situation in UK is getting more and more tougher, we are glad that we have fixed mortgage for the next I believe two years, and car insurance is due to be renewed in March who knows what surprised are waiting for us. Therefore, I understand your mood very well, unfortunately our children are getting some of that temper too. But that is life, they still know that we love them. Hope it will get better at least a bit :)
The mortgage is particularly frustrating... the banks waited until the 2nd / 3rd January to announce significant rate reductions in full knowledge that lots of people switched on 1st January (including me). I find it difficult to accept the unnecessary greed of others 😡