It's a thoughtful perspective, defining peace as inner calmness. Maintaining peace within ourselves is indeed crucial for overall well-being and productivity. Your insight that being at peace is essential for functioning well is spot on. Balancing the need to earn with preserving our inner peace is a delicate yet vital aspect of life. Your wisdom in emphasizing the importance of being at peace to effectively manage money resonates deeply.

In terms of spending and earning, your viewpoint on spending after earning and saving reflects a practical and wise approach. Your explanation about prioritizing necessities over cravings and the significance of savings for unforeseen circumstances is very insightful. Planning and saving before spending can provide a safety net for unexpected expenses, ensuring financial stability and peace of mind. Your understanding of the importance of savings is truly commendable. Keep up the wise financial management practices.