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RE: Locked and collared
It is going to look a lot like that when you arrive here. Especially the antler chandelier.
Yeah, and ten years is a long time and there is a lot of market volatility to come I believe. The cost of rate drop can't really go much lower than it is now, unless they start paying directly to take loans.
You'll be the one smiling if those rates go up, and having the rate locked at a comfortable level for your budget is a good option. Means you know where you stand.
Don't set my hopes on bloody antlers in the guest room if there'll be none...If it's going to be, let it be! I wouldn't mind a big bowl of M&M's too...With the yellow ones picked out. Who even eats the yellow ones anyway? Lol..
the marginal rate is 0.45% here atm, so I am guessing it won't go significantly lower, but can go significantly higher.
Don't know...Maybe the banks will start paying you to borrow their money! 🤣 That's a low rate!