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RE: Locked and collared
You'll be the one smiling if those rates go up, and having the rate locked at a comfortable level for your budget is a good option. Means you know where you stand.
Don't set my hopes on bloody antlers in the guest room if there'll be none...If it's going to be, let it be! I wouldn't mind a big bowl of M&M's too...With the yellow ones picked out. Who even eats the yellow ones anyway? Lol..
the marginal rate is 0.45% here atm, so I am guessing it won't go significantly lower, but can go significantly higher.
Don't know...Maybe the banks will start paying you to borrow their money! 🤣 That's a low rate!