For my friends, they aren't likely to put any in on crypto for the same people most won't at this stage, they don't want to feel foolish if it all goes south. While people want access to the hockey stick upside potential, the ego and social implications of being wrong tend to make the downside seem much greater than it is.

That...seems like a weird reason to not do something.

I am also probably completely the wrong person to say anything about doing anything XD

I can't remember why J doesn't deal in any type of currency at all (think it moves faster than he wants to keep track of or something, nope honestly can't remember), but at least he was consistent with his logic there XD Still working on trying to get him to buy me steem (every time I note it's gone up because I kind of can't miss it now with the graph in my wallet on steempeak he half-jokingly asks if he can retire yet so I like to pretend I'm closer to that XD).