Hello @neelofar

SBD payments are similar to investing in our business

What you said is very true, SBD is a way of appreciating Steemians on Steemit, given the chance to earn high and use part of the income earned here to invest in other businesses and only people with good business strategy can utilize this opportunity.

It is similar to sowing the seeds of my future financial development

Another point I noted from what you wrote was the ability for you to utilize the opportunity and save SBD hoping it to increase shortly. That's a very smart business strategy because in recent time I hate that 1sbd equates over 30 steems and saving it is another seeding sowing method for financial upliftment. As you keep saving I just believe it will be enough for you to start up your clothes business. Good wishes to you.