The main problem with the so called passive income is the temptation...
The idea of getting every day or week or month some money for doing nothing sounds just too good.

Understandable as usually money can only be earned by investing time/money/skills/stuff.
So there´s the temptation to skip that und get the money without much effort.

The less money people have the more interesting are some bucks for free.
And so they step into the trap and in the end they invest the little they have - and loose it all.

And so the people who set up the trap will get the money....

(Nearly) Nobody will give away money without asking you for something in return....

Keep your head up, watch out, don´t let them ripp you off.
Stick to your plan and keep on keeping on!