Thank you for doing what your doing. I recently joined and helping my business friends in the on boarding process. 5% power down fee is very fair. A lot of the business owners I work with (as well as myself) strongly feel before we can make large purchases of STEEM, we need to have a much faster method of taking advantage of the market moves, well at the same time have approached this as long term holders of STEEM in general, with business tranactions using STEEM as a normal part of the growth for a whole other World of potential people to join and most importantly be active using STEEM. Thanks for your hard work, Aloha from Hawaii this is Rich