And of course, that doesn't even count the opportunity cost. Maybe that 40 minutes would have been otherwise spent walking down the sidewalk or something, where someone might have noticed some cool unique way to produce something or earn more money or whatever. But because they instead went to the DMV, they didn't see that opportunity at that moment. These kinds of costs are literally incalculable. You can't quantify that kind of thing, because it's so purely random.