This is awesome and i agree with you 100% when it comes to starting your own business vs living payday to payday. Most people can;t afford to dream and its through no fault of their own. My life's dream (as naive as it may sound) has always been to find a way to help more people live the life they want to instead of being forced to do only whats necessary to survive, I'm glad i found Steemit too, its given me the chance to envision a world that could be and its a beautiful view!