You speak the truth. God gave me endless creativity and ambition to do great things. I attempted to run a business, but like you said, if you have to start a company on borrowed money, the odds are against you. I am back to being a wage slave again...for now. I perform mundane tasks just to earn a mediocre paycheck each week. BUT... I invest my time in Steemit, because I believe it will not only free my family from debt, but give us startup capital to launch a new business, without large loans from banks. I do believe God led me to Steemit because He knew it would eventually free me from my financial limitations and allow my creativity to flourish.