In reviewing the financial landscape over the last several years, one of the inescapable conclusions is this; we live in a world of excessive debt. We live in a world of "conspicuous overconsumption"; new houses and cars abound. The great majority of this is not supported but newfound prosperity, but ever increasing levels of massively overleveraged debt. We have overindulged ourselves with buying stocks, houses, cars , and yes, even food we end up throwing in the garbage.The list goes on "ad infinitum". This situation will soon end, not because it should, but because it will reach a mathmatical "tipping point"; the trigger for which will remain unknown until after the fact. The resultant cascading failures and collapses in the financial world will bring an abrupt, if not cataclysmic end to our overindulgences as a society. The timing of this debacle could come at anytime in the next couple of years, and the world as we know it will change literally overnight. If you wish to picture a worst case scenario, I would highly recommend reading James Howard Kunstler's book: "The Long Emergency". The "Great Reset" will not only radically alter our values, but challenge our very existence. Have you invested in siiver, gold, or cryptocurrencies? Do you have an emergency food and water supplies, extra batteries and flashlights? You may need them! You will be forced by circumstance do make do with far less in the near future. Our world of "conspicuous overconsumption" is about to end. Are you prepared?