I just wrote an article about @actifit, the SMT app that pays people for moving around. Yes there is an app that pays people for their activity. And it is on the STEEM blockchain.

The gist was exactly what you are saying. The days of very early adopter for STEEM are gone...the tokens are in the hands of people and it will be harder to amass going forward. SMTs, on the other hand, are a different story. Anyone can be an early adopter in @actifit for example. Their early delegation program allows people to load up. The same is true with other apps like @steemhunt.

SMTs will be another opportunity to get a fair amount of tokens. The STEEM bus might have left but others are on the way.