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RE: Holding speculative coins like DASH or ETH is dangerous, it's safer to hold STEEM or Ripple
look at the ripple chart for the past 1 year to see how stable ripple is, but it will be more volatile as of this week http://coinmarketcap.com/currencies/ripple/
I saw the chart and it scares me even more, I don't like that jump! I'm good if somebody is making profits with ripple but I don't know, I'm around cryptos since early 2013 and I have my good solid doubts :(