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whats the difference between a trezor and putting my private keys on a memory stick

Trezor signs the transaction on the external device without exposing your keys, it's basically a ridiculously safe way to store and send cryptocurrency. Even if you had a compromised computer system, the attackers could not get your crypto while using a trezor. Also it's only $100 so the value investment is there if your holding thousands of dollars worth of crypto.

I don't like the idea of a hardware wallet, to me it represents a fear of losing money, and that fear will lead to me losing it if I use a hardware wallet, but this only applies to me, the way I experience life

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