Yes, the flag gets hoisted and forgot about in a lot of cases with no light to illuminate it as called for by the code. I also have a pet peeve with the tattered flags, especially when they are at some expensive subdivision entrance and look ragged as hell.
Insurance is a racket and since it is required by law it is no wonder insurance companies do so well, they lobby the state elected officials who set the caps on the rates and it is money well spent by the insurance companies.
We get bent over and screwed, the elected officials get junkets and campaign donations and the insurance companies get to rob us with the governments blessing. Every one wins but us, same with health care.
Most of the players in the league are committed so just showing up isn't going to cut it when it comes to this poker league. it just so happened that last season I was on a team that had one player who wasn't committed and that really cost us in the points. We should be just fine as we have good players, all we need is just a little poker luck every now and then and we will be good.