What about your cryptocurrencies when you are dead? 加密遗嘱

I'm a big time cryptocurrency investor. With that said, I have
80% of my net worth invested in various kind of digital coins. The return so far has been great and I'm so glad how this technology has lifted me up financially. However, there is one things that keep bothering.

What if I be gone suddenly one day?

The purpose of cryptocurrency is to decentralized the centralized, unbank the banked. The owner of the coins will be the bank of thier own. All the passwords, recovery seeds, private keys or any form of ownership to the virtual assets should never be revealed to others.

Life is more fragile than we thought it is. If I got struck by a truck tomorrow, what will happend to my cryptocurrencies? They are forever gone in the sea of blockchains.

We used to delegate lawyer to enforce our heritance assignment after our last day. Lawyer or the law firm who execute your will is absolutely a form of centralised authority. Would you pass them all your wallet privates keys and count on them to pass it to your heirs? Definitely not, unless you’re nuts.

Would it be great if we can make use of the power of the blockchain, or smart contract?

For example, we can set a smart contract that in case this particular wallet isn’t active for the last 1000 days, a packet of preset credentials will be unlocked and send to a designated person. Now we’ll have a working crypto will!

What do you think?

我是加密货币的忠实拥护者，大部分的财产都放在了币圈里，目前的回报也相当可观。有时却也不禁想，要是有天我不在了这些投资怎么办？

加密货币最大的目标就是去中心化，干掉银行，自己做自己的银行。在所有投资的项目里，投资者原则上都应该持有自己的钱包私钥，恢复种子，或是任何形式的持有资格。这些绝密资料除非你想转手让人，不然决不能让除了自己以外的人知道。

生命比我们想象的脆弱，要是明天我就被货车给撞了，我所投资的货币们何去何从？答案就是永远留在区块链的大海里，不再会被任何人所发现。

传统上遗嘱的执行都是交由有执行权力的律师或是相关法律企业。但是律师本身就是中心化的典型例子之一，你会不会想把自己所有的私钥都打包交给他们，好让他们在你不在人世以后把这些财产交给承继人？我是不会的。这样做的下场恐怕是我还没老时那些货币很有可能就“被黑”了。

如果能利用区块链的力量在这件事上就会是最好的。

因为区块链就是可以去掉点与点之间不必要的信任，让透明的系统处理一切。例子的话，可以使用智能合约观察一个钱包最后一千天的活动。要是没有任何活动的迹象，断定持有人不在世而解除合约，打包加密在里头的信息就会自动传给之前定好的某人。这加密遗嘱的概念应该挺不错的，似乎现在还没有这样的 project 在进行？

你怎么说？

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