Stick around steemit and you'll eventually get smart. https://mises.org/wire is the best free site to learn economics. It's an amazing place. Pleae check it out.

Governments can't really ban cryptos. If they do, the war on drugs will be considered a major success. They can only make things harder for crypto. IMO most money leaving Bitcoin will go to Alts and spending sprees.

There are people expecting $100 STEEM in 3 years and I agree. Not a bad plan to stick with steemit. Just remember to make your exit when something better pops up. For Bitcoin, it was Dash. For ETH it's EOS. For STEEM, it's still not made yet.