@agorist not a problem I will clear it up for you. Basically it's an application based on Ethereum Platform and it's used as a means of payment to businesses and or people, mainly in the Asian market. If you want to receive fiat money I believe it would have an address similar to how you would exchange crypto from wallet to wallet. Alternatively until it becomes fully mainstream you can access OMG tokens through Coin Market Cap and they are fully tradeable at Bitrex and Bitfinex :)