Great points. There is no doubt about it --- Blockchain technology has the potential to disrupt many industries. But when it comes to the healthcare sector I don't really see the value of it other than storing patients files securely on the blockchain, but other than that. It's not really that disruptive. I could be wrong though. But just like you said, healthcare services are closely tied to insurance companies. However, a lot of insurance companies are only in it for profit and they're not really concerned about their clients healthcare. Sometimes the insurance doesn't even cover the costs of some healthcare services. Insurance companies are businesses, and businesses are there to make profit for themselves --- not for their clients. Once the blockchain tech can figure out how to make that tie more transparent and legit between patients and insurance companies then then we could say it's going to disrupt the healthcare sector massively.