I own little of xrp,still not sold it.My thoughts are,it will fall when whales stop their "pumping games".Many people dream that will become rich,like some lucky early adopters of bitcoin,so i guess "the hype" is here,nothing special about coin.There are better solutions out there,but noting that is really cheap,and many people bought large amounts of xrp when it was 200-300 satoshi worth,now it's just a big hype,everyone wants to be rich. :)