Hello you make good points; but I suggest that we continue the debate. Take Ethereum. Does the Ethereum Foundation care whether we buy Ether? It has already established and need for Ether on the part of those who are running software on their block chain.

I would not expect either Ripple or their banker backers to have any interest in whether we buy XRP; because they do not need us. However, as an investor who wants to diversify across the landscape, I think of holding some XRP in a manner that is similar to the way I think about holding Pepsi-Cola stock. Do I have this all wrong?

Here is something that I think investors should think about with regard to XRP, although I offer this is pure speculation. Once The King has come to the conclusion that certain cryptocurrencies are taking an undue bite out of His Tax Revenues, he’s going to move to choke off the flow of traffic between certain cryptocurrencies and His Fiat Money. I am betting that XRP is not going to be targeted, and moreover it may well become the basis for the widely expected Fedcoin. As I said, that’s pure speculation; but the bottom line is that if you want diversification it might be worthwhile to give XRP a thought!