The problem with XRP is its huge supply. There still are lots and lots of XRPs being held by Ripple Labs, so they can dilute the market and lower the price whenever they want. And keeping XRP price low might be what they want - the lower the price, the less will banks have to pay for transactions.
But we'll see, I'm holding on to my XRPs, but it's currently just a small minority of my portfolio.
I don't really have a top 5, but I have a top 4 and that would be Golem, Stratis, Gridcoin and Siacoin (and part of me still believes in Ripple, but I'm not sure, that thing might never pop)
I agree! I have slowly been selling it off, while holding a sizable enough amount, and transferring it into NXT. It is really difficult to sit and watch something do nothing while everything around it is popping, but I have really good positioning in Ripple (bought at 3 cents) so even when it corrects, I am still in major profit. I personally believe it will be at $ 1.00 before the end of the year. Ripple is actually a deflationary currency that permanently shred xrp at the end of each transaction, meaning that the scarcity will grow as time goes on, but at the same time, it is very possible that Ripple doesn't grow but remains stable, because volatility would probably scare away the banks.
Ripple is a deflationary currency, but the amount of XRP that is burned by each transaction is incredibly small. At this rate it'll take extremely long for this deflation to have any real effect.
I haven't looked into Stratis at all to be honest. Can you tell me about it?
Stratis allows creating C# .NET blockchain applications either on the public chain or the private chain. And many businesses love C#