When I initially got into crypto, I was scammed by one of those Ponzi schemes. Though my losses were minimal, I never dared to do such a thing again.
Since then, I only focus on earning Steem which is helping me sustain daily life right now.
So yeah, not much investment in terms of money, but there is investment in terms of effort.

I am not sure if India will ban Bitcoins. There is too much corruption. But it is not taking any concrete steps to regulate or legalize it either so that looming fear of what might happen is scary yes.