I'm affraid you're totally wright @donnaincancun. The legal criminals (governments/banks/media) are dominated by the 1% elite who don't want to lose control. And crypto is definetely a new way of living that liberated us from this control. But one thing is for sure. Crypto is becoming too big to stop.
No matter how it develops. It is waiting until someone has found a solution to pay with a crypto card. And what you propose is a possible solution (I think)