Heavey! In US home owners can access the equity in their home through something call home equity line of credit where by an owner can apply for a line of credit with equity in their home. And they can do this to get some cash out of their home without moving from the home. They can also choose to refinance the home and get money out. I mean there are many programs out there that a home owner can use to get money out from their home without selling it. Also, most home owners mostly sell their homes because they want to move out or they being moved out by the Lender not because they need money out from the home. Please do a little research before you invest huge amount into LAToken.