Hey Morph! Hope you ok ;)
I've got 2 cards from Wirex. Problems you talk about transactions I've got with the new EUR one but USD one which I have since they released cards so it's that one with old design and that USD one works everytime. Never have problems but it's so true that at the end keeping funds on Wirex is the same as in exchange. I've never got problems with them but I've heard few stories too, might be a antimarketing made by other companies or true. Any crypto kept anywhere than your own wallet with keys is not secure ;)
Bless Morph.
You hit the nail on the head Neo.
That's why some guy called "Morpheus" said that "I am the ONE" 🤪🤪🤪